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PM SVANidhi Micro-Credit Scheme for Street Vendors
Government support for street vendors through working-capital loans, interest subsidy and digital-payment incentives. LokVyapar connects the vendor portal with PM SVANidhi status and vendor verification information.
Zero Collateral
7% Interest Subsidy
Digital Payment Incentives
Street Vendor Focused
Government Schemes & Services Relevant to Vendors
PM SVANidhi
Working-capital loan support for eligible street vendors, with repayment-linked benefits and digital-payment incentives.
Loan & Financial Support
FSSAI Clean Street Food Support
Relevant for food vendors: hygiene and food-safety certification information is displayed in the LokVyapar vendor directory.
Food Safety
NMC / TVC Vending Support
Vendor registration, designated vending zones and location-based compliance are part of the LokVyapar municipal workflow.
Registration & Zoning
Aaple Sarkar / Grievance Support
Vendors and citizens can use the civic grievance workflow for issues such as cleanliness, hygiene, pricing and pathway obstruction.
Civic Support
PM SVANidhi Working Capital Loan Facility
Tranche 1
₹10,000
Initial working-capital support. Timely repayment can support eligibility for the next tranche.
Tranche 2
₹20,000
Enhanced working capital for inventory and stall/business expansion.
Tranche 3
₹50,000
Growth capital for scaled business operations.
Key PM SVANidhi Benefits
7% Annual Interest Subsidy
Interest subsidy information shown in the project is linked to timely repayment and direct benefit transfer.
Digital Payment Incentives
Encourages vendors to accept digital customer payments and supports the project's UPI-based vendor intelligence workflow.
Credit & Repayment Record
Timely repayment helps build a formal credit history and supports access to future financial services.
Collateral-Free Support
The project presents PM SVANidhi as collateral-free working-capital support for eligible street vendors.
How a Vendor Uses LokVyapar With These Services
1
Register / Verify Vendor
Use the vendor registration and TVC verification workflow to maintain your vendor profile and vending-zone information.
2
Check PM SVANidhi Support
Review loan, repayment and subsidy information relevant to your vendor account.
3
Use Digital Payments
Accept UPI payments and use LokVyapar's digital-payment activity and footfall insights to understand demand.
4
Stay Compliant & Get Support
Follow the applicable vending-zone, food-safety and civic requirements and use the grievance workflow when support is needed.
Important:
LokVyapar is a student/demo platform. Scheme eligibility, loan amounts, subsidy rules and application status should be confirmed through the relevant official government authority before applying.